Don't Shoot in the Dark
A Risk Management Guide for Self-Employed Photographers and Videographers

Chapter 2: Special Insurance Considerations for Photography and Videography Professionals
Part 2: Freelancers: What Business Insurance Can't Cover

Since standard insurance policies can't usually cover every exposure your photography or videography business might face, insurance providers have developed special kinds of "add-on" coverage. These add-ons are referred to as "riders" or "endorsements" in the insurance industry.

Riders are great for professionals like photographers and videographers because the no two are exactly alike. Riders allow you to add the extra coverage you need — and to skip the coverage that doesn't apply to the work you do.

In other words, riders allow you to customize your business insurance plan. Read on to learn more about the riders that are most beneficial to self-employed photographers and videographers.

Next: Protecting Your Income with Business Interruption Insurance

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