Chapter 4: Protecting Your Photography / Videography Business
Part 2: Keeping Insurance Rates Low: Risk Management for Freelance Photographers and Videographers
Buying a small business insurance plan is only one part of an effective risk management strategy. It's important to realize that insurance cannot prevent accidents from happening. It can only lessen your financial loss when they do happen.
The best risk management plans seek to prevent accidents before they happen. And having such a plan is one of the best ways to keep your insurance rates low. Why? Because every time you file a claim, it can affect your premium — and your pocket.
Read on to learn more about the techniques photographers can use to mitigate risk and prevent costly accidents.
Next: How Photographers and Videographers Can Protect Their Digital Files