Chapter 1: Small Business Insurance Basics for Photographers and Videographers
Part 2: Do Freelancers Need Small Business Insurance?
Health Insurance for Freelance Photographers and Videographers
As you know, freelance photographers and videographers don't have the luxury of employer-based healthcare coverage. And unless you have a spouse whose employer-based plan also covers you, you're on your own when it comes to finding coverage.
Starting in 2014, freelancer and other self-employed professionals will be able to purchase individual Health Insurance on the government's Individuals and Families Health Insurance Marketplace . If you do not currently have Health Insurance, this is the place for you.
Under the Affordable Care Act, also known as Obamacare, most Americans will be required to carry Health Insurance coverage. You can learn more about your Health Insurance options by reading "What If I'm Self-Employed? " on the government's healthcare website and the "Keeping Insurance Rates Low: Risk Management for Freelance Photographers and Videographers" section of this eBook.
Next: Chapter 2: Special Insurance Considerations for Photography and Videography Professionals