Thanks to social media and the Internet, it seems like everyone these days believes they're a photographer. But the business of photography is a lot more complicated than Instagraming "food porn" or posting an album of auto-enhanced photos to Facebook. As the owner of a photography studio, you must temper your artistic vision with the demands of your clients — not to mention the challenges of owning a small business: advertising, keeping records, ordering supplies, paying bills, managing employees, and buying business insurance.
Studio photography comes in many forms — baby photography, wedding photography, engagement photos — but all studio photographers specialize in capturing their clients' special moments. A solid business insurance plan can help your photography studio keep its shutters open, even while weathering a storm of unexpected accidents and unforeseen setbacks.
Insureon works with agents who specialize in the insurance needs of photography studios. Below we've compiled a snapshot of the most important policies for professionals in your field.
Keep in mind that each one of these policies is adjustable, so you can add the coverage you need and subtract the coverage you don't. In the end, your photography studio will end up with a customized small-business insurance plan, not a cookie-cutter plan.
Ready to receive small-business insurance quotes? Contact an insureon agent who specializes in the insurance needs of photography studios or fill out our quick online application today!